What banks in the US offer funds to open an account?

In order to attract more customers, some financial institutions promise bonuses to those who open a new account with them. The features and modalities depend on each bank, with some requiring their new customers to maintain a minimum balance or other requirements in order to receive the bonus.

What banks in the US offer funds to open an account?

We share the Banks in the US that offer bonuses of up to $2.00 when opening an account. It is worth noting that these offers do not always apply, so we also leave you the deadlines for claiming bonuses.

Bank of America: $100 bonus

New Personal Check customers can earn $100 from Bank of America when they open an account online. The offer (code DNE100CIS) expires on June 30, 2023. To receive the bonus, you must:

  • You have not held a Bank of America personal checking account in the past 12 months.
  • Open a new Advantage SafeBalance Banking, Advantage Plus Banking or Advantage Relationship Banking account online.
  • Make an initial deposit ($25 for an Advantage SafeBalance bank account and $100 for others).
  • Receive qualified direct deposits of at least $1,000 each within 90 days of opening your account.

Chase Bank

You can win $2,000 to open a checking account for Chase private clients Before April 19, 2023. To receive the bonus, you must:

  • Meet with a private customer banker before the promotion deadline.
  • Transfer at least $250,000 in money or securities from outside the bank to Chase within the first 45 days.
  • The Chase Private Client Checking account has a monthly maintenance fee of $35 if you do not maintain at least an additional $150,000 in this account.
  • On the other hand, until April 19, 2023, Chase is offering a bonus on some new checking accounts. To win $200, open a new total account and make a direct deposit. College students ages 17-24 can earn $100 when they open a checking account with Chase College. Ten eligible transactions within 60 days of registering the voucher are required to earn this bonus.

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Citibank: Bonus up to $2,000

Citibank Offers Up to $2,000 for customers who opened a new checking account before April 4, 2023. To qualify for the bonus, funds must be deposited within 20 days of account opening. The account balance after 20 days determines the bonus amount.

  • The minimum deposit is $10,000 and maintaining that minimum balance can make you $200.
  • Minimum deposit of $30,000 and maintaining that minimum balance can earn you $500
  • The minimum deposit is $75,000 and maintaining that minimum balance can earn you $1,000.
  • The minimum deposit is $200,000 and maintaining this minimum balance can go up to $1,500.
  • The minimum deposit is $300,000 and maintaining this minimum balance can go up to $2,000.

PNC Bank: Bonus up to $400

You can win $400 by opening the Checking Pro Virtual Wallet with Spend, Hold and Grow or Virtual Wallet Checking Pro with Spend Account by March 31st. You will need eligible direct deposits totaling at least $2,000 for any of the account offerings.

  • You can earn $50 by getting a virtual wallet.
  • You will earn $200 when you open a virtual wallet with a performance spending account.
  • Or you can earn $400 by opening a virtual wallet with a Performance Select account.

SoFi Bank: Bonus up to $250

New SoFi Bank customers can earn up to $250 when you open a checking and savings account before December 31. You will need a direct deposit to earn the bonus. The total amount of your eligible direct deposits within the bank’s 25-day evaluation period will determine the bonus amount:

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  • Direct deposit between $1,000 and $4,999.99 will give you a $50 bonus.
  • Direct deposit of at least $5,000 awards $250.

Wells Fargo: $200 bonus

the New checking account customers can earn $200 at Wells Fargo. To earn the bonus, you need:

  • Open a Wells Fargo Everyday Checking account through the Wells Fargo Checking Offers website and present your reward code when opening your account.
  • Have a cumulative direct deposit of at least $1,000 into your account within the first 90 calendar days of opening this new account. Deposit at least $25 into this new account by March 28th.

for more information, Visit each bank’s online portal or go to a branch.

Sacha Woodward

"Wannabe writer. Lifelong problem solver. Gamer. Incurable web guru. Professional music lover."

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